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The Products You Need, The Service You Deserve
We believe one lost home
sale is one too many.
HANEEF J. WOFFORD
MORTGAGE BANKER
CELL: 973-885-0946
OFFICE: 908-659-1531
E-FAX 973-556-1109
The Products You Need 
33 South Broad Street Elizabeth, NJ 07202

  • 95% LTV Purchase Money to 500 FICO
  • 95% LTV for ITIN (Individual Taxpayer Identification Number) Program
  • 100% LTV Conventional First-time Homebuyer Purchase Program
  • 100% LTV Purchase Program to 580 FICO (1-2 units) Full Doc. Up to 6% Seller Assist is also available on most programs
  • 80/20 Mortgage Programs
  • 100% LTV Stated Income Purchase Programs
  • Up to 105% LTV Purchase Programs
  • FHA/VA Loans
  • Interest Only and Deferred-interest Only Programs. Interest rates starting as low as 1-1.95%
  • 6-month, 1, 2, 3, 5, 7 Year ARM Loans and 10-year Mortgages
  • Mixed-Use and Commercial Loans
  • No Income, no Asset and no Employment Verification Programs
  • New Construction Loans
  • Collections/Charge-offs do not need to be paid for certain purchase mortgage programs
  • 40 Yr. Amortization Programs Available

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