When considering a new
home keep in mind that, if the home
is 90% of all of your expectations
and needs, make an offer! Many people
make the fatal mistake thinking that the perfect home has to be out there. This
costs you, the buyer, time and money. Even when building from the
ground up, after you've moved in there is always something that you
wish you had done differently.
Is your new address so far away from your means
of paying the mortgage
that you never enjoy it? Don't spend all your valuable time driving
just to save $20 or $30 a month. You spend it in the end on gas anyway.
Let $20,000 Stand in Your Way
Do you realize that over a 30-year mortgage $20,000
will increase your
payment by an average of only $75 to $100 a month? This could mean
difference between driving time and your children's education.
Speak To A Lender Before Starting Your Search
Your Realtor can give
you lender information and set up a
telephone conversation that lets you know how much home you can afford:
payments, downpayment, closing costs and what fits your budget.
a "Must Have" List
What features are most important in your new
home purchase? How may bedrooms and baths do you need?
Do you need a large back yard or just a small area?
This will make your home search be much easier on both
you and the realtor.
Be Married To Your New Address
Don't stretch yourself financially so you can only
pay the mortgage. An
occasional night on the town helps the attitude.
Ask For A Home Inspection
Whether it is brand new or slightly used you need
to know if problems exist
and have them corrected by the seller before moving in.
Up Front and Honest With Your Realtor
The only way that any Realtor can do their
job correctly is to have honesty
from the buyer. In return for that you should receive up front information
honesty from your Realtor.
Looking For The Deal Of The Century
Remember above all else: You get what you pay for!